Tinyhood, Inc.

Employee Benefit Referral Program Terms And Conditions

TINYHOOD, INC. EMPLOYEE BENEFIT REFERRAL PROGRAM TERMS AND CONDITIONS

Updated January 9, 2026

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE PARTICIPATING. PARTICIPATION IN THIS PROGRAM CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS.

These terms and conditions (“Terms”) govern the Tinyhood Employee Benefit Referral Program (the “Program”) offered by Tinyhood, Inc. (“Tinyhood”). The Program covers referrals made on or after January 9, 2026 (the “Program Period”).

AGREEMENT TO TERMS. By participating in the Program, you (“You” or “Referrer”) unconditionally accept and agree to comply with these Terms. You agree to accept the decisions of Tinyhood as final and binding as they relate to your eligibility for receiving the referral reward (“Referral Reward”). You also agree to Tinyhood’s terms of service located at www.tinyhood.com/terms and acknowledge Tinyhood’s privacy policy located at www.tinyhood.com/privacy.

PROGRAM PARTICIPATION. To be eligible for participating in the Program, You must (i) reside in the United States of America, (ii) be eighteen (18) years of age or older, and (iii) be employed by an organization with no less than 100 employees (“Eligible Employer”). Referrer who is fully compliant with these terms may receive "Referral Reward" for "Qualified Referral” as defined below. Referrers should visit https://www.tinyhood.com/employee-benefit-referral-program to obtain instructions for making a referral. By participating in the Program, a Referrer represents that they have their employer’s prior consent to provide the employer’s contact information.

QUALIFIED REFERRALS. “Qualified Referral” means a referral which meets each of the following conditions:

  1. The Referrer sent an email (“Referral Email”) to a decision maker at the Human Resource Department (or the functional equivalent thereof) of an Eligible Employer, recommending the Tinyhood Employee Benefit Program;
  2. Eligible Employer had not previously engaged in any written communications with Tinyhood that mention the Tinyhood Employee Benefit Program; and
  3. As a result of the Introductory Email, the Eligible Employer signed a one-year (or longer) agreement with Tinyhood to participate in the Tinyhood Benefit Employment Program.

To be considered for a Referral Reward, you must send a copy of their Referral Email to marketing@tinyhood.com during the Program Period. If Tinyhood receives multiple Referral Emails for the same Eligible Employer, the one which was received first by Tinyhood will be eligible for the Referral Reward. Any subsequent Referral Email involving such an Eligible Employer will not be considered a Qualified Referral unless determined otherwise by Tinyhood. All decisions as to whether a referral is a Qualified Referral will be made by Tinyhood, in its sole discretion.

It is your sole responsibility to review your employer’s policies, guidelines or other applicable resources to determine whether you are permitted to receive a Referral Award under your employment terms. Tinyhood disclaims all liability arising from your failure to make this determination.

REFERRAL REWARDS. Each Referrer who makes a Qualified Referral may, at their election, receive one (1) Referral Reward, each having a value determined by the number of eligible employees at the Eligible Employer they are employed by as outlined below:

100-499 employees:

  1. Cash Option: An American Express gift card issued in the amount of One Thousand U.S. Dollars (USD $1,000)

500-1,999 employees:

  1. Cash Option: An American Express gift card issued in the amount of Two Thousand U.S. Dollars (USD $2,000)

2,000-4,999 employees:

  1. Cash Option: An American Express gift card issued in the amount of Three Thousand U.S. Dollars (USD $3,000)

5,000-9,999 employees:

  1. Cash Option: An American Express gift card issued in the amount of Four Thousand U.S. Dollars (USD $4,000)

10,000+ employees:

  1. Cash Option: An American Express gift card issued in the amount of Five Thousand U.S. Dollars (USD $5,000).

No cash or other substitution shall be permitted except at Tinyhood’s discretion. Referral Rewards are not transferable. Each Referral Reward recipient will (i) be responsible for all applicable taxes and fees associated with the Referral Reward and (ii) complete, sign, and submit an IRS Form W-9 to Tinyhood prior to receiving the reward.

RELEASE AND LIMITATION OF LIABILITY: By participating in the Referral Program, you agree to release and hold harmless Tinyhood and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors and related entities from any liability or claims or actions of any kind whatsoever for illness, injury, death, loss, litigation, claim, or damage (including without limitation, direct, indirect, incidental, consequential, or punitive damages) that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such Referrer’s participation in the Program and/or their acceptance, possession, use, or misuse of any Referral Reward or any portion or substitution thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; and (iv) electronic or human error in the administration of the Program or the processing of referrals.

FORCE MAJEURE: Tinyhood shall have no liability for any delay or failure of performance of any of Tinyhood’s obligation under these terms resulting directly or indirectly from acts of God, governmental action, acts of terrorism, natural disasters, pandemics, earthquake, fire, flood, insurrections, labor conditions, power failures, and Internet disturbances or any other cause beyond Tinyhood’s reasonable control.

GOVERNING LAW/JURISDICTION: All disputes arising from the Program shall be governed by the laws of the state of Massachusetts without giving effect to any choice of law/conflict of law doctrines. Subject to the arbitration clause below, all disputes arising from this Program shall be resolved in the exclusive venue of state and federal courts sitting in Boston, Massachusetts. By participating in the Program, you consent and submit to the exclusive personal jurisdiction of such courts, including for entry of judgment on any arbitration award. Except to the extent prohibited by applicable law, you agree and acknowledge that any claim or cause of action arising out of or related to participation in the Program, or these terms, must be filed within one (1) year after such claim or cause of action arose or be forever barred.

ARBITRATION AND WAIVER: By participating in the Program, you (i) waive the right to trial by jury and the ability to participate in a class action; (ii) agree that all claims related to the Program will be resolved by confidential arbitration administered by Judicial Arbitration and Mediation Services in Suffolk County, Massachusetts and conducted before a sole arbitrator; and (iii) waive the right to seek attorney’s fees, indirect, punitive, incidental and consequential damages and any other damages (other than actual out-of-pocket expenses) and any all rights to have damages multiplied or otherwise increased, and the arbitrator will have no authority to award such damages. The arbitrator will follow Massachusetts law in adjudicating the dispute without regard to conflict of law/choice of law doctrines. You and Tinyhood acknowledge and agree that we are each waiving the right to participate as a plaintiff or class member in any purported class action lawsuit, class-wide arbitration, private attorney-general action, or any other representative proceeding as to all disputes between us. The arbitrator may not consolidate more than one party’s claims and may not otherwise preside over any form of any class or representative proceeding. The arbitrator’s decision will include the essential findings and conclusions upon which the arbitrator based the award. Judgment on the arbitration award may be entered in any court with proper jurisdiction. The arbitrator may award declaratory or injunctive relief only on an individual basis and only to the extent necessary to provide relief warranted by the claimant’s individual claim. This arbitration section will survive any termination of these terms.

GENERAL TERMS. Tinyhood reserves the right to make changes to these terms from time to time. Please ensure that you have read and agreed with Tinyhood’s most recent terms when participating in the Program. The invalidity or unenforceability of any provision of these terms shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable, these terms shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid provision were not contained herein.